Laser and energy device acquisition
Add laser, RF, ultrasound, and energy device platforms that expand your treatment menu.
Lasers Cost $75K. Toxin Inventory Ties Up Capital. Marketing Drives Every Booking.
A working capital line of credit up to $1.5M for medical spas. Fund equipment, inventory, marketing, and multi-location growth.
Capital sized for the modern med spa.
Medical spas operate at the intersection of medical practice and luxury retail, and the capital demands reflect both. A single laser platform can cost $75,000 to $150,000. Multiple devices are standard. Injectable inventory, including neurotoxins and dermal fillers, ties up tens of thousands. Skincare retail inventory adds another layer. And the entire business is marketing-driven, with social media, influencer programs, and paid advertising representing significant ongoing spend. Multi-location expansion, the M&A pressure from platform consolidators, and the constant need to add new modalities make working capital essential.
Commercial Capital Connect provides med spa operators a working capital line of credit up to $1.5 million with interest-only options. Fund the next device. Stock injectables. Run the campaign. Open the second location. Same-day approvals, fast funding, and the flexibility to draw when opportunities surface.
Injectables and skincare retail inventory
Stock neurotoxin, filler, and premium skincare inventory without straining cash flow.
Marketing and patient acquisition
Fund social media, paid advertising, influencer partnerships, and the marketing engine that fills the schedule.
Multi-location expansion
Fund lease, buildout, and opening operations for a second or third med spa location.
Provider recruitment and team expansion
Cover recruitment, signing, and ramp compensation for nurse injectors, providers, and aestheticians.
Basic line of credit review criteria
These are baseline review items, not an approval, offer, or commitment to lend.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active commercial business location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of 75+ lending partners.
Aesthetic medicine is a familiar category
We work with med spa operators and understand the capital cycle from equipment to marketing.
Marketing-driven revenue is expected
We understand that paid marketing and influencer spend drives bookings. It is a valid use of the line.
Interest-only payment options
Keep monthly costs lean while new equipment ramps and pay down as treatment revenue grows.
Refinance restrictive financing
Pay off up to two existing cash advances or short-term loans as part of structuring the line.
Medical Spas funding FAQ
Can a nurse-injector-led med spa qualify?
Yes. Med spas under nurse injector or NP ownership and operation qualify on the standard criteria.
Can the line fund a new laser device purchase?
Yes. Equipment acquisition is one of the most common uses of the line.
What about marketing and influencer programs?
Marketing spend, including paid social, influencer partnerships, and digital campaigns, is a textbook use of working capital from the line.
Can the line support a second location opening?
Yes. Lease deposits, buildout, opening inventory, and ramp-period operating capital are valid uses.
How does the line work alongside equipment financing on devices?
The line complements equipment financing by providing flexible working capital for inventory, marketing, payroll, and any other business purpose.